Finance
No interest on Pay in
3 financing
With Klarna’s Pay in 3 financing, you will not pay any interest on your purchases. The interest-free loans make it easier for customers to spread their payments out over time without paying interest on a credit card. However, if you want to use its longer-term financing, you may be charged interest on those loans.
Offers multiple ways to finance purchases.
In addition to Pay in 3 lending, Klarna also offers interest-free Pay in 30 loans so you can try out items, return what you don’t like, and pay for what you keep. It also offers longer-term loans ranging from six to 24 months that allow you to keep your monthly payments lower.
Create virtual card numbers for other stores
You can create virtual card numbers that can be used just like a traditional credit card. Each virtual card purchase has its own payment plan that is managed online or through the Klarna app.
Set price alerts in the app on your saved items
 For items that you like, but aren’t yet ready to buy, you can set price alerts in the app so that you’ll be notified if they go on sale or the price drops. This feature helps you save money on the items you like the most.